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The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Debit card (initial access) $10  
Replace lost/stolen debit card $10  

Debit card cash withdrawal at ATMs we

 
  do not own or operate $1  
  Dollar limit per day $400  

Debit card combined usage

   
  Dollar limit per day $1,100  
 

Point-of-sale, debit card debit or signature based

   
Automatic transfer between accounts held with us $0.50  

Check printing

   
  Fee depends on the style of check ordered  
Cashiers check $3  
Money order $2  
Overdraft (each overdraft paid) $25  
 

The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATMwithdrawal, or other electronic means.

 
Returned item charge (each) $25  
 

The categories of transactions for which a nonsufficient funds fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.

 
Account activity printout $1  

Account Research

 
  per hour $15
  minimum charge $7.50
Account balancing assistance  
  per hour $15
  minimum charge $7.50

Telephone transfer from checking or savings

  per transaction $1
  Minimum transfer dollar limit $50
Stop payment - all items $20

Outgoing wire transfer

 
  Customer $25
  Non-customer $35

Incoming wire transfer

 
  Customer - no charge  
  Non-customer $25
Garnishments $25
  Plus any legal fees and research costs
Executions $25
  Plus any legal fees and research costs
Levies $25
  Plus any legal fees and research costs
Photocopies (each) $0.25

Fax

   
  First page $4
  Each additional page $0.50
Safe Deposit Boxes *  
  For deposit customers $20
3" x 5" (per year)
Other sizes may become available
*contents not FDIC Insured

New key charge - actual cost

 
Drilling cost for lost keys - actual cost  


LYTLE STATE BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

FDIC deposit insurance temporarily increased from $100,000.00 to $250,000.00 per depositor through
December 31, 2013.

Lytle State Bank


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